Get your full wealth plan in about 30 minutes
The Command Center has five modules. Work through them in order: each one feeds the 12-month roadmap at the end. This guide shows what to enter in each module and what you get back.
Quick start
- Choose your countryTap Nigeria ₦ or USA $ in the sidebar. Currency, platforms, T-Bill rules and example stocks all switch with it.
- Take the assessmentModule 1 is ten quick questions. Answer with what you actually do, not what you think you should do.
- Enter your real numbersModules 2–4 open with example figures. Replace them with your own, then click Save plan to roadmap.
- Follow your roadmapModule 5 builds your 12-month plan. Come back each month and tick off what you've done.
Money Mindset & Financial Foundation
Your habits decide your results more than your income does. This module finds the habits holding you back.
What you do
- Answer all 10 questions
- Pick the option closest to your real behaviour
- Change any answer by tapping a different option
What you get
- Your money personality type
- A score bar for all six types
- Your 3 biggest money blocks
- 3 action steps to break them
Where it goes
- Your 3 action steps become the actions for months 2, 7 and 10 of your roadmap
The six types are the Vault Keeper, Lifestyle Spender, Money Avoider, Anxious Planner, Family Provider and Wealth Builder. Most people show traits of two; the result names your main type and your secondary one.
Savings & Cash Management Planner
Turns your monthly surplus into a clear plan: first an emergency fund, then your next savings goal.
What you enter
- Monthly take-home income
- Monthly expenses
- Savings you already have
- Emergency fund target (6 months of expenses is the usual target)
- Your next goal and its amount
- Share of surplus for the emergency fund
- Expected savings yield
What you get
- Monthly surplus and savings rate
- How much to save each month
- Months until your emergency fund is full
- Best savings platforms for your country, ranked for your stage
- A 12-month savings action plan
Where it goes
- Month 1 of your roadmap sets up your automatic transfer
- Your emergency fund balance becomes the milestone for most months
Treasury Bill Investment Planner
Treasury Bills are short-term loans to the government. They are low risk and pay a fixed return. Use this module for money you can set aside for up to a year.
What you enter
- Cash you can invest
- Country
- Current rates (pre-filled; update them to the latest auction)
What you get
- How to buy T-Bills in your country, step by step
- Returns for each tenor
- A 12-month T-Bill ladder with dates and interest
Where it goes
- Months 3, 6, 9 and 12 of your roadmap tell you when to buy and when to roll over each rung
How the ladder works
Your cash is split into four equal parts called rungs. One goes straight into a one-year bill. The others go into shorter bills first, then roll into one-year bills as they mature. After the first year, one rung matures every three months. You get regular access to your money while every rung earns the higher one-year rate.
Dividend Portfolio Builder & Stock Evaluator
Build a portfolio of companies that pay you a share of their profits, then check any stock before you buy it.
What you enter
- Starting investment
- Monthly addition
- Risk level: Conservative, Balanced or Growth
What you get
- Sector allocation with example stocks
- Blended dividend yield
- Projected monthly income now and in year 10
- A 10-year growth chart and table
Where it goes
- Months 4, 5, 7, 8 and 11 of your roadmap cover opening your account, buying in stages and rebalancing
Using the 10-point stock evaluator
Find the stock's figures in its latest annual report or on a stock data site, enter them, and the evaluator scores the stock out of 10.
| Score | Verdict | What to do |
|---|---|---|
| 8–10 | Strong candidate | Worth buying, if the price and your allocation allow |
| 6–7 | Watchlist | Look closer at the failed checks before buying |
| 0–5 | Avoid for now | Too many warning signs |
Click Save this evaluation to keep a record. Saving at least one evaluation completes this module.
Your 12-Month Wealth Roadmap
Pulls everything together into one plan. Each month shows one action, one milestone and one principle from the Master the Game of Money framework.
- The Built from bar at the top shows which modules are saved. Green means saved; amber means the roadmap is using figures you haven't saved yet.
- Tick the box beside a month when its action is done. Your progress updates on the dashboard.
- If your income or expenses change, update Module 2 and save again. The roadmap updates straight away.
Saving your progress
Everything you enter saves automatically in the browser you're using. There's no account and no login, and your numbers never leave your device.
- Use the same phone or laptop and the same browser each time, and your progress will be there.
- Private or incognito windows don't keep your progress. Use a normal window.
- Clearing your browser history or site data deletes your progress.
- To start over, go to the Dashboard and click Reset all modules.
AI Stock Analysis Prompt Pack
Use it with Module 4 when you want to research a stock in depth before you buy.
- Type the stock name, ticker and exchange once at the top of the page. All 15 prompts fill in automatically.
- Tap Copy prompt and paste it into ChatGPT, Claude or any AI assistant with web search.
- Run the prompts in order, or pick the ones you need. Run Prompt 15 last for a final Buy, Hold or Sell summary.
- Take the figures the AI finds back into the 10-point evaluator in Module 4 to score the stock.
Questions
My progress disappeared. What happened?
You're probably on a different device or browser, in a private window, or your browser data was cleared. Progress is stored only in the browser where you entered it.
Are the T-Bill rates up to date?
They are recent approximations. Rates change after every auction, so check the latest results from the CBN (Nigeria) or TreasuryDirect (USA) and type them into Module 3.
Can I use it if I live abroad?
Yes. Switch between Nigeria and USA at any time. Nigerians abroad can plan Nigerian T-Bills in naira and a US dividend portfolio in dollars.
What does "Save plan to roadmap" do?
It marks the module as complete and locks its numbers into your roadmap. You can still edit the numbers afterwards; the roadmap always uses the latest figures.
Is this financial advice?
No. The Command Center is an educational planning tool. Use it to organise your thinking, then do your own research or speak with a licensed adviser before investing.
Ready to build your plan?
Start with Module 1. It takes about five minutes.