Your wealth plan, in five moves
Work through the modules in order. Each one feeds your 12-month roadmap.
Money Mindset & Financial Foundation
Answer ten questions honestly. Pick the option closest to what you actually do, not what you think you should do.
Savings & Cash Management Planner
Enter your monthly numbers. The planner splits your surplus between an emergency fund and your next savings goal, then shows where to keep the money.
Your monthly numbers
Where to keep it
Rates change often. Check the current rate and confirm the provider's licence (CBN or SEC in Nigeria; FDIC or SIPC in the US) before you deposit.
Monthly savings action plan
First 12 monthsOnce the emergency fund is full, its share rolls into your savings goal automatically.
Treasury Bill Investment Planner
Government-backed, short-term and predictable. Enter the cash you can lock away for up to a year.
Your T-Bill inputs
How to buy T-Bills
Returns at current approximate rates
Your 12-month T-Bill ladder
Split your cash into four equal rungs. Short bills roll into one-year bills as they mature, so after the first year a rung matures every three months. You always have money coming due, and every rung earns the one-year rate.
Rolled amounts include interest from the previous bill (compounding).
Dividend Portfolio Builder & Stock Evaluator
Build a sector-diversified income portfolio, project what it can pay you, and test any stock against a 10-point checklist.
Portfolio inputs
Sector allocation & example stocks
Example stocks and yields are illustrative approximations to show how a portfolio fits together. They are not recommendations. Check each company's latest dividend, price and results before buying.
10-year compounding projection
Dividends reinvestedIs this dividend stock worth buying?
Enter figures from the company's latest annual report or a stock data site. Sample figures are filled in. For a deeper look, use the AI Prompt Pack.
Your 12-Month Wealth Roadmap
Built from your answers in modules 1 to 4. Each month has one action, one milestone and one principle from the Master the Game of Money framework. Tick a month off when its action is done.